Automated KYC/AML Verification Solution
Automated KYC/AML Verification is the critical "Gatekeeper" of any modern brokerage or prop firm. In a world where traders expect instant access to markets, the traditional manual review of passports and utility bills is a major bottleneck that leads to high abandonment rates. Our solution bridges this gap by integrating Tier-1 identity verification providers—Sumsub and Onfido—directly into your Client Portal and CRM.
For fintech founders and compliance officers, this system provides a robust defense against fraud, money laundering, and underage trading. The system utilizes advanced AI and OCR (Optical Character Recognition) to extract data from thousands of ID types globally, cross-referencing them with international watchlists in real-time. By automating these checks, you ensure that only legitimate, verified traders reach your deposit page, significantly reducing your firm's regulatory risk.
Frictionless Onboarding
AI-powered document capture ensures traders can upload ID photos via mobile or web with ease.
Continuous AML Monitoring
Beyond the initial check, the system monitors global sanction lists for any status changes in your existing client base.
Fraud Prevention Suite
Detect sophisticated fraud attempts, including deepfakes, photos of screens, and forged documents.
Unified Compliance Dashboard
Manage all verification statuses, rejections, and manual overrides from a single, secure administrative interface.
Platform Overview
Our verification infrastructure is built to handle thousands of concurrent check requests, ensuring your growth is never limited by compliance speed.
AI-driven verification
Why Automated KYC/AML Verification?
Drop-offs
Drastic Reduction in Drop-offs: Traders who are verified instantly are significantly more likely to make their first deposit immediately.
Error
Eliminate Human Error: AI doesn't get tired; it identifies subtle forgeries and inconsistent data that manual reviewers might miss.
Costs
Lower Operational Costs: Remove the need for a large, in-house compliance team to review documents 24/7.
Peace
Regulatory Peace of Mind: Meet the strict "Due Diligence" requirements of regulators like CySEC, ASIC, and the FCA with ease.
Privacy
Enhanced Data Privacy: By using tokenized verification, sensitive ID data is handled by certified providers, reducing your firm's data liability.
Tiers
Customizable Risk Tiers: Set different verification requirements based on the trader’s country or their planned deposit volume.
Mobile
Mobile-First Experience: Native mobile SDKs allow traders to use their smartphone camera for seamless "Liveness" and ID capture.
White Label Branding
Maintaining your brand’s trust is paramount during the sensitive verification process. Our integration is designed to feel like a native part of your platform.
Embedded Verification UI
Integrate the verification "WebSDK" directly into your Client Portal so traders never feel like they are being redirected to a third party.
Custom Branded Emails
Automated "Success" or "Required Action" emails are sent from your domain, featuring your firm's logo and tone of voice.
Themed Capture Flows
Adjust the colors, buttons, and instructions within the verification modal to perfectly match your brand's style guide.
Localized Language Support
The verification interface automatically adapts to the trader's local language, ensuring clarity and trust during the ID upload process.
Server Hosting & Infrastructure
The processing of PII (Personally Identifiable Information) requires the highest tier of data security and server redundancy.
Data Center Locations
Global
Global Nodes: Geographically distributed to comply with local data residency laws.
London
London, UK: Tier-4 Compliance Hub.
Frankfurt
Frankfurt, Germany: GDPR-Optimized Hosting.
Singapore
Singapore: Asian Security Node.
Infrastructure Specifications
AES-256
AES-256 Encryption: All data in transit and at rest is protected by military-grade encryption.
SOC2
SOC2 & ISO 27001: Hosting environments that meet the gold standards of information security.
Tunnels
Redundant API Tunnels: Secondary gateways to ensure that if one provider node is slow, the system stays responsive.
Token
Tokenized Data Handling: We store "Verification Tokens" rather than raw ID images wherever possible to maximize security.
DDoS
DDoS Hardening: Enterprise-level protection to ensure your onboarding flow remains live during peak volatility.
Compliance Note: Our integration ensures that your firm is GDPR and CCPA compliant. We provide the technical framework for the Right to be Forgotten and secure data access requests.
Platform Features
Comprehensive tools designed to manage the full lifecycle of a trader's identity verification.
Identity Features
Docs
Document Verification: Automatic recognition of Passports, ID cards, and Driver's Licenses.
Liveness
Liveness & Face Match: Comparing a real-time "selfie" with the document photo to ensure the person is present.
PoA
Proof of Address (PoA): Automated extraction and verification of utility bills and bank statements.
Check
Cross-Check Database: Matching user data against global birth and residency registries.
AML & Risk Features
Sanction
Sanction List Screening: OFAC, UN, HMT, and EU list checks.
PEP
PEP Screening: Identifying "Politically Exposed Persons" for enhanced due diligence.
Media
Adverse Media: Screening for negative news associated with the user.
Monitor
Ongoing Monitoring: Daily re-screening of your active user base.
Management Tools
Review
Manual Review Portal: For "Borderline" cases that require a human compliance officer's final say.
Audit
Audit Trail Generation: Detailed logs for every check, ready for regulatory inspections.
Logic
Custom Logic Engine: e.g., "If from Country A, require 2 forms of ID; if from Country B, require Video ID."
API & Integration
Our KYC/AML solution is designed to be the "Check Engine" for your registration and payout workflows.
Manager / Admin API
Retry
Programmatically trigger a "Re-verify" request if a trader's ID expires.
Certs
Fetch PDF verification certificates for your compliance archives.
Score
Management of "Risk Scores" to flag high-risk accounts to your sales team.
Gateway & Connectivity API
Bridge
Sumsub/Onfido Bridge: Native API tunnels that handle all complex data transformations.
Sync
CRM Sync: Instant status updates (Approved/Rejected/Pending) to your Broker CRM.
Block
Withdrawal Gateways: Block payouts automatically via API if a trader's KYC status is not "Approved."
Web API / SDK
We provide a lightweight Web SDK and Mobile SDKs (iOS/Android). This allows your developers to launch the verification flow with just a few lines of code. The SDK handles the camera permissions, image compression, and secure upload, providing a "Result" back to your application so you can immediately move the trader to the next step.
Pricing & Setup
Our pricing is based on a "Pay-as-you-go" model per verification check, ensuring you only pay for the volume you actually process.
What’s Included
Integrate
Integration with 1 chosen provider (Sumsub or Onfido).
SDK
Full Web & Mobile SDK access.
AML
Basic AML screening (Sanctions/PEP).
Sync
Automated status syncing with your CRM.
24/7
24/7 Infrastructure monitoring.
Updates
Quarterly compliance updates to matching new ID types.
Optional Add-Ons
Video
Video Verification (Live Agent calls).
Corporate
Corporate KYC (KYB) for institutional clients.
Enhanced
Enhanced AML (Adverse Media + Social Media checks).
PoA
Automated Proof of Address (PoA) extraction.
Setup Timeline
01Account
Provider Account Setup (Days 1-2): Securing your API credentials from Sumsub/Onfido.
02Config
Workflow Configuration (Days 2-3): Defining your "Pass/Fail" rules and required levels.
03UI/UX
UI/UX Integration (Days 3-5): Embedding the SDK into your portal or mobile app.
04Test
Sandbox Testing (Days 5-7): Running test IDs through the system to verify CRM sync.
05Live
Go-Live (Day X): Production activation for all new registrations.
Frequently Asked Questions
With AI-driven OCR, most traders receive an "Approved" status in 30 to 60 seconds. If a document is blurry or requires a manual review, it may take longer, but the system will notify the trader immediately.
Yes. Using Tier-1 providers like Sumsub and Onfido provides the "Institutional Quality" check that regulators (ASIC, CySEC, FSA) look for during audits. We provide the full audit trail to prove your due diligence.
Yes. If you already have a contract with these providers, we can simply act as the Integration Bridge to link their API to your CRM and trading platform.
The system provides a "Specific Reason" code (e.g., "Document Expired" or "Poor Image Quality"). This allows your platform to automatically ask the trader to re-upload the correct item without human intervention.
Absolutely. The mobile SDKs are optimized for smartphone cameras, including auto-focus and flash management, to ensure the highest quality ID capture on the first attempt.
You will need an active Broker CRM or Client Portal where the SDK can be embedded. If you don't have one, our Client Portal solution comes with this integration pre-installed.